Documents banks ask for
Banks in the UAE typically ask for identity documents, proof of income and recent bank statements, plus company documents if you are self-employed. Each bank has its own list, so ask for it in writing before you apply.
- IdentityPassport, and for residents the visa and Emirates ID.
- Proof of income (employees)A salary certificate and recent payslips.
- Bank statementsRecent personal statements showing the salary or income being credited.
- Self-employedTrade licence, company statements and proof of your share and income from the business.
- Non-residentsProof of income and bank statements from your home country; some banks also ask for a credit report.
- The propertyOnce you choose a villa: the sale agreement and the property details for the bank's valuation.
What will the monthly payment be?
Open the calculatorFrequently asked questions
Can a non-resident get a mortgage?
Some banks lend to non-residents, usually at a lower loan-to-value and with more documents. Ask each bank directly.
How recent must the statements be?
Banks set their own period. Ask for the exact requirement before you collect the documents.
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